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Shop around before signing any contract. First, you should recognize that fixing bad credit after bankruptcy involves having a stable work history and having a stable schedule of paying off your debts. Although some BHPH dealerships will accept payment by phone or online, many require that you physically bring a check or cash to their location. You might not see "Buy Here Pay Here" written across the windshields of their cars, but phrases such as "We Finance" may indicate that option is available. You therefore "buy" the car at the dealership and "pay" on the loan at the dealership. Opportunities to improve credit One of the ways to rebuild a credit history is to make timely payments on an installment loan. To get the loan at more negotiable terms try to improve your credit status by paying some of your debts if possible. In addition to being a way to get a new car, financing the purchase through a poor credit car loan can help repair your own credit history in the process. Despite recent headlines about the US credit-crunch, getting car credit is easier than you think. The longer it has been since bankruptcy,.


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