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If your credit score is on the lower end of the scale or if you've had trouble getting an auto loan, a BHPH dealership should be one of the places you visit during a car search. At a traditional dealership, the financial conversation is often the last part of your discussion. 2. Here’s a look at some of the rules that you should use for fixing bad credit after bankruptcy is to check to see what black marks on your credit report you need to get rid of. They are more likely to find a buyer for your car and thus more likely to take it as part of a trade-in. Of course, you should not use too many cards or loans or pay back the loans or cards with low payments because the interest will add up over time. The longer it has been since bankruptcy, the more likely you are to have a better credit rating. Trade-in flexibility BHPH dealerships tend to be more forgiving when it comes to accepting trade-ins on older model cars. High Pre-Payment Penalties Predatory lenders like to include things in their contracts that make it nearly.


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