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Regardless of your past credit history, there are several car credit specialists able to provide you with no-obligation quotes from dealers in your area. However, these loans generally come with high interest rates and prepayment penalties. High Pre-Payment Penalties Predatory lenders like to include things in their contracts that make it nearly impossible for you to refinance your loan. After you've seen a few models, asked a host of car questions and possibly test driven one, the dealer will help you explore payment options. 3. It will take ten years for a bankruptcy statement to come off of your credit report. At a BHPH dealership, the process is usually reversed. In today's competitive financial world it's not easy to fulfill all of your dreams and sometimes on the way to do this we get struck by credit problems. What are the benefits of BHPH financing? 1. But whether you're traveling 10 mph or cruising by at 70, it's difficult to understand anything from those four words. In many cases, BHPH dealerships aren't just an option—they may be the only option when someone has been turned down by traditional loan institutions. A secured credit card.


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