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2. In addition to being a way to get a new car, financing the purchase through a poor credit car loan can help repair your own credit history in the process. Although some BHPH dealerships will accept payment by phone or online, many require that you physically bring a check or cash to their location. Instead of making monthly payments to a traditional lender, you make weekly or bi-weekly payments at the dealership. The account can be opened with a cashiers check. Credit increases will rise if you pay your payments for the card on time. Financing options are out there, but, often, they’re through predatory lenders. You purchase the car through what's referred to as in-house financing versus through a third party, such as a bank. Then, with your monthly payment range and down payment information factored in, they'll show you cars that fit your financial situation. Who should go to a BHPH dealership? BHPH dealerships are primarily designed for shoppers who may have experienced significant financial bumps and bruises. At a BHPH dealership, the process is usually reversed. First, you should recognize that fixing bad credit after bankruptcy involves having a stable work history and having a stable schedule.


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