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At a traditional dealership, the financial conversation is often the last part of your discussion. Financing options are out there, but, often, they’re through predatory lenders. Make sure you ask the dealership if reporting is a policy they follow. The first step when looking for car finance is to contact a credit agency to see whether or not your credit report is completely error free. Your introduction to the world of Buy Here Pay Here financing Chances are that you've seen the words "Buy Here Pay Here" painted boldly across the windows of a local car dealership. The key difference between a traditional dealership and one that strictly specializes in BHPH financing lies in the shopping experience. It will take ten years for a bankruptcy statement to come off of your credit report. What's the difference between a BHPH dealership and a traditional dealership? Depending on the dealerships you visit, very little.


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