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What are the benefits of BHPH financing? 1. You therefore "buy" the car at the dealership and "pay" on the loan at the dealership. Instead of making monthly payments to a traditional lender, you make weekly or bi-weekly payments at the dealership. Money for credit will have to be paid to the credit card group as security for the account that is used after bankruptcy. Trade-in flexibility BHPH dealerships tend to be more forgiving when it comes to accepting trade-ins on older model cars. They are more likely to find a buyer for your car and thus more likely to take it as part of a trade-in. If you consistently make payments on a BHPH car loan, many dealers will report that positive behavior to the credit reporting agencies. Make sure you ask the dealership if reporting is a policy they follow. Another part of fixing bad credit after bankruptcy involves having a stable work history and having a stable schedule of paying off.


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