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Make sure you ask the dealership if reporting is a policy they follow. Because car loans are secured, the interest rates are better than those on unsecured loans. Buy-here-pay-here financing is best avoided if possible. By using new methods of handling your finances and avoiding old habits you can work on fixing bad credit after bankruptcy. The key difference between a traditional dealership and one that strictly specializes in BHPH financing lies in the shopping experience. What does Buy Here Pay Here mean? Despite being the fastest growing segment in the auto sales industry, there's not an official definition for Buy Here Pay Here in the dictionary. You might not see "Buy Here Pay Here" written across the windshields of their cars, but phrases such as "We Finance" may indicate that option is available. Buy Here Pay Here (BHPH) financing means that you arrange a loan and make payments on it at the dealership. Despite recent headlines about the US credit-crunch, getting car credit is easier than you think. When payments regularly go in through your work checks you can get more financial services and be able to secure more of your money. The Internet doesn't provide much more clarity. Over.


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