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Shop around before signing any contract. First, you should recognize that fixing bad credit after bankruptcy involves having a stable work history and having a stable schedule of paying off your debts. The Internet doesn't provide much more clarity. What's the difference between a BHPH dealership and a traditional dealership? Depending on the dealerships you visit, very little. The dealer will ask you a series of questions, possibly run a credit report and invest in understanding your credit experience before showing you available cars. Updates will need to be made after your bankruptcy, so you should send information on your discharge to Equifax, Trans Union and Experian, the main credit reporting groups. High Interest Rates Even though you have bad or no credit, you should still be able to get a decent interest rate. But whether you're traveling 10 mph or cruising by at 70, it's difficult to understand anything from those four words. In fact, many traditional new and used car dealerships have started to offer BHPH financing as an option. Additionally, most of these dealerships only report to a credit bureau when you’ve defaulted on your loan. This will be figured into decisions on getting.


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