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3. The last tip for fixing bad credit after bankruptcy. That's because these types of dealerships understand the value and benefit of getting long-term use out of cars that many traditional dealerships would not accept. But with secured auto loans you are supposed to pledge collateral against the loan and in most of the cases the car you are buying is the best option. Trade-in flexibility BHPH dealerships tend to be more forgiving when it comes to accepting trade-ins on.


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