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If you are aiming to purchase a car that is just within your budget, you may end up defaulting should another regular expense suddenly increase or unforeseen circumstances require a substantial one-off expense. Since they are generally used to purchase a used vehicle with a relatively short payback period, these types of loans are intended to be paid back easily in a timely manner, which in turn helps to re-establish a good credit rating. Another part of fixing bad credit after bankruptcy is to check to see what black marks on your credit report you need to get rid of. However, these loans generally come with high interest rates and prepayment penalties. But whether you're traveling 10 mph or cruising by at 70, it's difficult to understand anything from those four words. Buy Here Pay Here (BHPH) financing means that you arrange a loan and make payments on it at the dealership. 2. If your credit score is on the lower end of the scale or if you've had trouble getting an auto loan, a BHPH dealership should be one of the places you visit during a car search. 3. We've gathered the.


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