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Auto loans like all other loans available in market come in two forms - secured and unsecured. This could keep you from refinancing if you later discover that youíve entered into a contract with unreasonable loan terms. To get the loan at more negotiable terms try to improve your credit status by paying some of your debts if possible. They are more likely to find a buyer for your car and thus more likely to take it as part of a trade-in. This article explains some of the things to watch out for when seeking a bad credit or no credit car loan: Buy-Here-Pay-Here Car Lots Buy-here-pay-here car lots can seem appealing when youíre struggling to get approved for a car loan. After you've seen a few models, asked a host of car questions and possibly test driven one, the dealer will help you explore payment options. Make sure to know what interest rates other companies are willing to give you before choosing one lender, even if that lender swears that you wonít find a better interest rate. Nowadays car dealers are also coming forward with new packages with flexible terms. This will be figured into decisions on getting financial services. Donít.


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