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So, regardless of your previous credit history, with enough tenacity and research you should be able to get car credit on a vehicle within your budget and may even end up re-establishing your credit rating in the process. Additionally, most of these dealerships only report to a credit bureau when you’ve defaulted on your loan. First, you should recognize that fixing bad credit after bankruptcy over time you will be more likely to get good deals on financial tools or even more likely to get financial help in general. Who should go to a BHPH dealership? BHPH dealerships are primarily designed for shoppers who may have experienced significant financial bumps and bruises. What's the difference between a BHPH dealership and a traditional dealership? Depending on the dealerships you visit, very little. What are the benefits of BHPH financing? 1. High Interest Rates Even though you have bad or no credit, you should still be able to get a decent interest rate. This will be figured into decisions on getting financial services. In many cases, BHPH dealerships aren't just an option—they may be the only option when someone has been turned down by traditional loan institutions. Since they are generally used to.


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