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At a traditional dealership, the financial conversation is often the last part of your discussion. You will get a chance to go through quotes from different lenders and select the most suitable for you. Buy-here-pay-here financing is best avoided if possible. It is important to keep credit limits low at first with the card though so that you know that you can handle the card. Despite recent headlines about the US credit-crunch, getting car credit is easier than you think. Instead of making monthly payments to a traditional lender, you make weekly or bi-weekly payments at the dealership. In many cases, BHPH dealerships aren't just an option—they may be the only option when someone has been turned down by traditional loan institutions. 3. 3. Using in store credit cards and paying them regularly will work too. Nowadays car dealers are also coming forward with new packages with flexible terms. That's because these types of dealerships understand the value and benefit of getting long-term use out of cars that many traditional dealerships would not accept. Everyone knows that it’s more difficult to get financed for a car loan when you don’t have any credit or you have bad credit. A poor credit car loan usually.


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