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Additionally, most of these dealerships only report to a credit bureau when you’ve defaulted on your loan. Because car loans are secured, the interest rates are better than those on unsecured loans. In order to accommodate for this, you need to always be fully aware of the prices of used cars in your area for the model and make of car that you are looking for, since some dishonest dealerships may try to take advantage of your predicament. Buy Here Pay Here (BHPH) financing means that you arrange a loan and make payments on it at the dealership. Fix Bad Credit After Bankruptcy Declaring bankruptcy is not the end of the road for your financial future. You will get a chance to select your own car and depending on that and your credit status all the figures will be decided. Over time, your credit score can improve. The Internet doesn't provide much more clarity. Available cars, available credit Without a doubt, the most important benefit of BHPH financing is that it gives credit-challenged people the opportunity to get much-needed transportation. You purchase the car through what's referred to as in-house financing versus through a third party, such.


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