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You purchase the car through what's referred to as in-house financing versus through a third party, such as a bank. At a BHPH dealership, the process is usually reversed. Credit increases will rise if you pay your payments for the card on time. What are the benefits of BHPH financing? 1. The dealer will ask you a series of questions, possibly run a credit report and invest in understanding your credit experience before showing you available cars. They are more likely to find a buyer for your car and thus more likely to take it as part of a trade-in. High Interest Rates Even though you have bad or no credit, you should still be able to get a decent interest rate. Although some BHPH dealerships will accept payment by phone or online, many require that you physically bring a check or cash to their location. After you've seen a few models, asked a host of car questions and possibly test driven one, the dealer will help you explore payment options. Regardless of your past credit history, there are several car credit specialists able to provide you with no-obligation quotes from dealers in your area. You can learn more information from your.


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