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The average search for the phrase "Buy Here Pay Here" brings back more than 40 million results, each one saying something slightly different than the next. It is important to keep credit limits low at first with the card though so that you know that you can handle the card. In addition to being a way to get a new car, financing the purchase through a poor credit car loan can help repair your own credit history in the process. What does Buy Here Pay Here mean? Despite being the fastest growing segment in the auto sales industry, there's not an official definition for Buy Here Pay Here in the dictionary. The best way to get a good deal is to shop around and compare the various rates available from different vendors. As the very name implies bad credit holders also can apply for. At a BHPH dealership, the process is usually reversed. Auto loans like all other loans available in market come in two forms - secured and unsecured. The longer it has been since bankruptcy, the more likely you are to have a better credit rating. The key difference between a traditional dealership and one that strictly specializes in BHPH.


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