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Fix Bad Credit After Bankruptcy Declaring bankruptcy is not the end of the road for your financial future. The longer it has been since bankruptcy, the more likely you are to have a better credit rating. The best way to get a good deal is to shop around and compare the various rates available from different vendors. Of course, you should not use too many cards or loans or pay back the loans or cards with low payments because the interest will add up over time. High Interest Rates Even though you have bad or no credit, you should still be able to get a decent interest rate. Make sure to know what interest rates other companies are willing to give you before choosing one lender, even if that lender swears that you won’t find a better interest rate. Money for credit will have to be paid to the credit card group as security for the account that is used after bankruptcy. Your introduction to the world of Buy Here Pay Here financing Chances are that you've seen the words "Buy Here Pay Here" painted boldly across the windows of a local car dealership. Some groups.


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