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After you've seen a few models, asked a host of car questions and possibly test driven one, the dealer will help you explore payment options. Nowadays car dealers are also coming forward with new packages with flexible terms. Updates will need to be made after your bankruptcy, so you should send information on your discharge to Equifax, Trans Union and Experian, the main credit reporting groups. Over time, your credit score can improve. Opportunities to improve credit One of the ways to rebuild a credit history is to make timely payments on an installment loan. The key difference between a traditional dealership and one that strictly specializes in BHPH financing lies in the shopping experience. Despite recent headlines about the US credit-crunch, getting car credit is easier than you think. 3. Instead of making monthly payments to a traditional lender, you make weekly or bi-weekly payments at the dealership. But with secured auto loans you are supposed to pledge collateral against the loan and in most of the cases the car you are buying is the best option. We've gathered the most relevant information about the Buy Here Pay Here world into one easy-to-read article. Here’s a look at some of the rules that.


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