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What's the difference between a BHPH dealership and a traditional dealership? Depending on the dealerships you visit, very little. Make sure you ask the dealership if reporting is a policy they follow. If you are aiming to purchase a car that is just within your budget, you may end up defaulting should another regular expense suddenly increase or unforeseen circumstances require a substantial one-off expense. Your introduction to the world of Buy Here Pay Here financing Chances are that you've seen the words "Buy Here Pay Here" painted boldly across the windows of a local car dealership. You will get a chance to select your own car and depending on that and your credit status all the figures will be decided. Trade-in flexibility BHPH dealerships tend to be more forgiving when it comes to accepting trade-ins on older model cars. Instead of making monthly payments to a traditional lender, you make weekly or bi-weekly payments at the dealership. If you consistently make payments on a BHPH car loan, many dealers will report that positive behavior to the credit reporting agencies. This will be figured into decisions on getting financial.


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