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What does Buy Here Pay Here mean? Despite being the fastest growing segment in the auto sales industry, there's not an official definition for Buy Here Pay Here in the dictionary. Everyone knows that itís more difficult to get financed for a car loan when you donít have any credit or you have bad credit. The chance to choose from available cars, make affordable monthly payments and enjoy the freedom a car offers can't be overstated. At a traditional dealership, the financial conversation is often the last part of your discussion. The best way to get a good deal is to shop around and compare the various rates available from different vendors. Additionally, most of these dealerships only report to a credit bureau when youíve defaulted on your loan. In order to accommodate for this, you need to always be fully aware of the prices of used cars in your area for the model and make of car that you are looking for, since some dishonest dealerships may try to take advantage of your predicament. So, regardless of your previous credit history, with enough tenacity and research you should be able to get car credit on a vehicle within your budget.


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