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That's because these types of dealerships understand the value and benefit of getting long-term use out of cars that many traditional dealerships would not accept. Some terms and conditions First of all you must be a valid UK citizen to apply for auto loans and must be having a regular source of income. Taking out a small loan and paying it off in monthly installments will be another way to use fixing bad credit after bankruptcy. The last tip for fixing bad credit after bankruptcy is to check to see what black marks on your credit report you need to get rid of. Although some BHPH dealerships will accept payment by phone or online, many require that you physically bring a check or cash to their location. At a BHPH dealership, the process is usually reversed. This will be figured into decisions

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