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Shop around before signing any contract. When you refinance your loan, you pay the remaining balance in one lump sum, and, if your contract includes pre-payment penalties, you’ll have to pay that amount in addition to your principal balance. The account can be opened with a cashiers check. That's because these types of dealerships understand the value and benefit of getting long-term use out of cars that many traditional dealerships would not accept. The average search for the phrase "Buy Here Pay Here" brings back more than 40 million results, each one saying something slightly different than the next. The key difference between a traditional dealership and one that strictly specializes in BHPH financing lies in the shopping experience. If you find it hard to make sense of the different options, the Office of Fair Trading provides its APR and Rebate Calculator for free online. Instead of making monthly payments to a traditional lender, you make weekly or bi-weekly payments at the dealership. What does Buy Here Pay Here mean? Despite being the fastest growing segment in the auto sales industry, there's not an official definition for Buy Here Pay Here in the dictionary. What are the benefits of

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